Who Is Eligible and When
You are eligible for Jackson Family Wines benefits if you are a regular full time or temporary full time employee. You are eligible to enroll in benefits on the first day of the month following your date of hire or reclassification to full time. Eligible dependents include: your spouse, domestic partner and dependent children up to age 26.
What You Need To Do
New-Hire Automatic Enrollment
As a newly eligible employee, you are automatically enrolled in the Anthem Advantage CDHP PPO/HSA medical plan for employee only coverage, effective the first day of the month following your date of hire; the biweekly employee contribution of $46.62 is deducted from the first paycheck of the month in which your coverage is effective. However, you will not be automatically enrolled for the dental or vision plan. During your 31 day newly eligible period, you may either change your medical plan election or waive the medical benefit.
You are automatically enrolled in the company sponsored benefits (Group Life/AD&D/STD/LTD) which are effective first of the month following your date of hire.
Domestic Partner Coverage
Jackson Family Wines extends coverage to same gender and opposite gender Domestic Partners (DPs) and their dependents who meet the requirement of the policies for: Medical, Dental, Vision, and EAP.
Important points to note in most cases when signing up a Domestic Partner (DP) for coverage:
- The Federal government does not recognize Domestic Partnerships and therefore your DP will be treated differently in regard to certain Federal taxes and benefit protections.
- The amount of premiums paid by your Employer for your DP will be included in the total wages reported on your Form W-2 for Federal income tax purposes, unless you certify to your Employer that your DP meets the Internal Revenue Service (“IRS”) definition of a Qualifying Relative.
- If your DP meets the IRS definition of a Qualifying Relative, complete the Certification of Section 152 Qualifying Relative Status (found in the enrollment portal) and return this form to HR. If your DP meets the IRS definition of a Qualifying Relative, the amount of premiums paid by your Employer for your DP will not be included on your Form W-2.
- In general, you may not pay for your DP’s insurance premiums with pre-tax dollars, unless your DP meets the IRS definition of a Qualifying Relative.
- Unless your DP meets the IRS definition of a Qualifying Relative, you may not receive reimbursement under the Health Flexible Spending Account for your DP’s expenses.
- Certain states do not tax certain DP benefits. If your DP relationship is recognized by state law, please notify Jackson Family Wines so that the appropriate state tax treatment is applied to your DP coverage.