Disability

Short Term Disability (STD) Benefits

All benefit-eligible employees with three or more months of service are covered by the Short-Term Disability plan. This plan provides salary replacement should you be unable to work due to injury or illness, including pregnancy. Benefits received under this plan will be offset by benefits you receive, or are entitled to receive, under any state or federal compulsory benefit act or law, such as state disability, workers’ compensation and Social Security. Depending on your length of service, you may qualify to receive greater than 60% of your base weekly salary.

Length of Service 100%* Salary Continuation 60%* Salary Continuation
3 Months to 1 Year n/aUp to 12 weeks
Over 1 year Up to 4 weeksUp to 8 additional weeks

* State Disability Insurance (where applicable) or Workers' Compensation payments will offset all STD payments.

Paid Family Leave

The Company will provide salary continuation for up to two weeks for full-time benefit eligible employees with more than a year of service who take family leave to bond with and care for a newborn (within 6 months of birth), care for a child following child’s adoption or foster care placement (within 6 months of adoption or placement), or care for a seriously ill parent, child, spouse or registered domestic partner. In order to be eligible, employees in California are required to apply for and receive California Paid Family Leave benefits through the state.

This benefit will allow for employees with more than 1 year of service to take two weeks off for baby bonding or family leave with full pay. Employees will still be able to take additional time off and receive partial pay through California PFL benefits and/or vacation and sick time. These benefits will run concurrently with any unpaid leave protection under the California Family Rights Act and/or the Family Medical Leave Act.

Long Term Disability Insurance – New York Life (Formerly Cigna)

The Company provides all benefit-eligible employees with company-paid Long-Term Disability insurance through New York Life (formerly Cigna). If you are disabled for more than 90 days, you may be eligible to receive disability benefits under our Long-Term Disability (LTD) plan. You will continue to receive payments under the LTD plan as long as you are deemed “disabled” until you reach the latter of age 65 or Social Security Normal Retirement Age.

CoverageElimination Period Maximum Benefit
62 2/3 of base monthly salary 90 days Up to a maximum of $15,000 per month

Related Support

New York Life (formerly Cigna) – Life & Disability Plans

Life: FLX 964763
AD&D: OK 966373
LTD: LK 96333
Phone: (800) 362-4462

www.newyorklife.com